Categorize card spending
Every business-card charge, filed where it belongs — COGS, supplies, rent & utilities, or capital expenses. A charge stays blank until you decide; your call always wins.
Categorize a charge
- Open Spending in the bottom navigation — charges arrive from your linked card, newest first.
- Tap Categorize… on a charge and pick a category.
- Choose the scope: this charge only, or all charges from this merchant — the merchant rule files future charges automatically.
- Picked wrong? Re-categorize anytime; clearing removes both the override and the merchant rule.
Tip · Charges already reconciled to a scanned invoice are COGS automatically — reconciliation outranks any rule, so nothing is counted twice.
Capital expenses
- Bought equipment — a freezer, an oven, a build-out? Categorize the charge as Capital Expenses.
- It lands in the Capital expenses report and stays out of your operating trend, so one big purchase doesn't wreck the month's picture.
Where it all goes
The by-category donut at the top shows the month's card spend at a glance. Each category flows into its report: COGS purchases join your scanned invoices, Supplies builds the Supplies report, Rent & Utilities joins the occupancy report, and Capital expenses stay ring-fenced.
Try it with this week's invoices.
30-day free trial · works on the phone already in your pocket · no POS integration.